Finance Fitness Finesse

FIVEREPS: Intellectual Wealth

Show Notes
In this episode of Finance, Fitness, & Finesse, JaeVic breaks down the concept of intellectual wealth, the second dimension in the FIVEREPS acronym for wellness. Intellectual wealth, much like a financial investment, grows through the knowledge and skills we cultivate, providing long-term benefits like enhanced creativity, adaptability, and decision-making.
JaeVic explores how intellectual growth can fuel problem-solving and open doors to new opportunities, even when faced with challenges like burnout. She shares practical tips to expand intellectual capacity—embracing curiosity, welcoming diverse perspectives, and making small, intentional changes to routines. 
As the podcast heads into a holiday break, JaeVic encourages listeners to use the season to refresh their minds, invest in pursuits they’ve been putting off, and lay the groundwork for intellectual growth in the new year. Listeners are invited to stay curious, leave reviews, and connect with the finesser community as they prepare for more intellectual investments ahead.
Eating Disorder & Financial $train Research “Binging Bankruptcy”
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Questions to ask yourself:
How often do I underestimate my intellectual abilities, and why might I be doing that?
Are there ideas or concepts others claimed were "beyond me," and have I let that shape my limiting beliefs about myself?
Do I shy away from trying new things because I’m worried about making mistakes or looking dumb?
What personal milestones, big or small, can I celebrate as part of my growth journey?
Are there daily routines or thought patterns that could be holding me back from making the most of my mental potential?
Social Media:
Connect with JaeVic!
F^3 Website & Episode List: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
2 Hour Delay by HoliznaCC0, CC0/Public Domain, Free Music Archive

High Yield Saving Accounts: HYSAs Crash Course 101

In this episode of F3, host JaeVic breaks down the basics of High-Yield Savings Accounts (HYSAs)—exploring what they are, why interest rates can fluctuate, and how to make the most of them. She also dives into leveraging loans strategically and shares insights from her personal financial journey. Whether you're new to saving or seeking smarter ways to grow your money, this episode is packed with valuable tips to guide you.
 
Sources:
Top HYSA's Dec. 2024: Investopedia
APY Explained: Investopedia
HYSA Explained: Investopedia
Top HYSA Bank Updates Daily & Potential Earnings Calculator: Fortune 
How Interest Rate Changes Affect the Profitability of Banking: Investopedia
Inflation explained: Everything to know in 3 minutes or less.
CNBC: Living Instability Among Young Adults.
 
Episodes for a Deeper Dive
You’re Such a Loaner
Inflation Nation
M.O.R.E Money Mondays: HYSAs
 
Social Media:
Connect with JaeVic!
F^3 Website & Episode List: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Email: financefitnessfinesse@gmail.com
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
Money Roll by Mr Smith, Free Music Archive, (CC BY-NC-SA)/CC BY-NC-SA
The Nightmare by Marcos H. Bolanos, Free Music Archive, (CC BY-NC)

Diversifying Your Knowledge Portfolio w/CJ Watkins Part 2

In this 2-part episode of Finance, Fitness, & Finesse, JaeVic sits down with Savvy Scholar Christopher (CJ) Watkins to  explore how to diversify your knowledge portfolio. They discuss the psychology behind teacher-student communication, identifying goal-setting pain points, and easing the fear of failure with compassionate accountability. You’ll also learn how to master executive functioning, approach new challenges with a fresh mindset, and develop self-discipline through reflective techniques. Join us as we uncover how approaching problems like a scientist can lead to stronger personal growth and lasting success.
 
Get in touch with the Savvy Scholar: Christopher (CJ) Watkins
LinkedIn
Fusion Academy
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
 

Diversifying Your Knowledge Portfolio w/CJ Watkins Part 1

In this 2-part episode of Finance, Fitness, & Finesse, JaeVic sits down with Savvy Scholar Christopher (CJ) Watkins to  explore how to diversify your knowledge portfolio. They discuss the psychology behind teacher-student communication, identifying goal-setting pain points, and easing the fear of failure with compassionate accountability. You’ll also learn how to master executive functioning, approach new challenges with a fresh mindset, and develop self-discipline through reflective techniques. Join us as we uncover how approaching problems like a scientist can lead to stronger personal growth and lasting success.
 
Get in touch with the Savvy Scholar: Christopher (CJ) Watkins
LinkedIn
Fusion Academy
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
 

Student Secrets: The Real Price of Admission

🎙️ Student Secrets is a segment of F^3 where lifelong learners share their unfiltered stories about life transitions, sacrifices, and the quiet rebellions that come with chasing their American dream. Students of all ages step out to uncover the hidden truths, the struggles no one prepares you for, and the real price of admission. Tune in if you refuse to be groomed into a one-dimensional life. Speak up before you lose your voice—because the real power lies in questioning everything.
 
Share a Secret: financefitnessfinesse@gmail.com
 
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Movement by HoliznaCC0; Free Music Archive (CC BY-NC)

Project EDF3: Connecting Eating Disorders & Financial $train

In this special episode of Finance Fitness & Finesse, JaeVic shares the results of her year-long research project, "Binging Bankruptcy: Eating Disorders & Financial $train", conducted during her internship at an eating disorder clinic. Focused on the intersection of eating disorders and financial strain, she delves into how financial stress exacerbates conditions like anorexia and binge eating, introducing terms like "financial anorexia" and "money dysmorphia" to capture these complex dynamics. Through clinical observations and supervised research, she explores how financial instability impacts treatment accessibility, fuels harmful behaviors, and shapes recovery outcomes. Join Jae as she unpacks these insights and discusses how behavioral financial literacy can empower holistic wellness and break destructive cycles.
Sources
Equitable access to evidence-based treatment for eating disorders for patients with low-income: identifying barriers and exploring solutions
The Relationship Between Financial Worries and Psychological Distress Among U.S. Adults
Percentage distribution of household income in the United States in 2023
Social and economic cost of eating disorders in the US
Eating disorders in the U.S. Medicare population
NEDA: General Eating Disorder Statistics
Social Media:
Connect with JaeVic!
F^3 Website & Episode List: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Email: financefitnessfinesse@gmail.com
To Access Research:
Leave a rating or review
Follow @financefitnessfinesse
DM F^3 or email financefitnessfinesse@gmail.com
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
Wriggle by Metre, Free Music Archive, (CC BY-NC-SA)/CC BY-NC-SA
 

Communicating Your Purpose by CUSSing w/Marc Changnon, CFP Part 2

Join host JaeVic in this F3 episode as she sits down with Marc Changnon, CFP to explore how intentionality can unlock personal and professional purpose that drives us in life. From embracing the "Always Do Your Best" mindset to applying the CUSS (Care, Understand, Serve, Sincerity) framework, Marc shares actionable strategies for career growth, building meaningful relationships, and leveraging entrepreneurship for financial and personal freedom. Together, JaeVic and Marc dive into the importance of mentorship, developing essential habits, and thriving in a rapidly changing world, offering invaluable advice for young adults and professionals looking to elevate their lives.
 
Get in touch with the Savvy Scholar: Marc Changnon, CFP, Coach ADYB
Facebook/Instagram: @MarcChangnon-CoachADYB
LinkedIn
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
GROOOVY TRAP by Caslo; Free Music Archive, (CC BY-NC-ND)

Communicating Your Purpose by CUSSing w/Marc Changnon, CFP Part 1

Join host JaeVic in this F3 episode as she sits down with Marc Changnon, CFP to explore how intentionality can unlock personal and professional purpose that drives us in life. From embracing the "Always Do Your Best" mindset to applying the CUSS (Care, Understand, Serve, Sincerity) framework, Marc shares actionable strategies for career growth, building meaningful relationships, and leveraging entrepreneurship for financial and personal freedom. Together, JaeVic and Marc dive into the importance of mentorship, developing essential habits, and thriving in a rapidly changing world, offering invaluable advice for young adults and professionals looking to elevate their lives.
 
Get in touch with the Savvy Scholar: Marc Changnon, CFP, Coach ADYB
Facebook/Instagram: @MarcChangnon-CoachADYB
LinkedIn
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
GROOOVY TRAP by Caslo; Free Music Archive, (CC BY-NC-ND)