Finance Fitness Finesse

M.O.R.E. Money Mondays: You're Such a Loaner

In this episode of More Money Mondays, JaeVic demystifies the confusing world of loans, explaining their origins, types, and key terms. From personal and business loans to auto and student loans, we  cover how they work, who offers them, and the ties to them. Practical tips are provided to help you navigate loans responsibly and make informed financial decisions. Whether you're considering borrowing for education, a car, or a business, this episode provides essential insights to help you make informed financial decisions.  Tune in to elevate your financial wellness!
Resources:
Private vs. Federal College Loans: What's the Difference?: Investopedia
How Much Money Can A Bank Hold?.
Better Business Bureau: Find a Business you can Trust
CNN: How student loan debt became a trillion-dollar problem for Americans
Consumer Financial Protection Bureau
How Interest Rate Changes Affect the Profitability of Banking: Investopedia
Find a Financial Therapist
 
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
 
Audio:
Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)
Fashion House - Short Version by Scott Holmes Music; (Free Music Archive); license type (CC BY-NC)
Hip Hop Funk Loop by JsoundLAB; (Free Music Archive); license type (CC BY-NC)

Savvy Sunday Scholar: What Gets in the Way, Money & Relationships Pt. 2

In part 2 of this episode of Finance, Fitness & Finesse, we sit down with Savvy Sunday Scholar, Chaazè Roberts, founder of CPR Counseling and a licensed marriage and family therapist. With degrees from Northwestern University and the University of Illinois, Chaazè brings a wealth of expertise in dealing with various family and relationship issues. Join us as we explore the impact of financial strain on family dynamics, discussing how financial stress can affect couples and parent-child relationships, and learning practical strategies for managing these pressures. Tune in for valuable advice on navigating financial challenges and maintaining healthy family relationships.
 
Resources:
Social Security Overpayments: CBS News
Book: Millionaire Next Door
Get in touch with the Savvy Scholar: Chazzè Roberts
Instagram: @chaaze.cpr
Social Media:
Connect with JaeVic!
F^3 Website
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)

Fitness Finesse Fridays: The Money Mirror, Finding Your Money Identity

In this episode of Fitness Finesse Fridays, JaeVic goes into how our money identity evolves throughout our lives. Discover the difference between financial independence and financial freedom, and how our childhood experiences, personal values, and societal expectations shape our financial behaviors. Learn practical tips for aligning your financial decisions with your true self and start building a more empowered connection with money. Join in on this journey to understanding and transforming your financial identity.
Resources:
Possessiveness, Money, and Their Roots in Childhood
University of Michigan Research Shows Children Form Attitudes About Money at Young Age
The Neuroscience of Behavior Change
How Your Self Image Determines Your Wealth
How Many Decisions Do We Make Each Day?: Psychology Today
Social Media:
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
Easy Motivational Fitness by TimTaj, Free Music Archive, (CC BY-NC-ND)
Do Right by Makaih Beats, Free Music Archive, (CC BY-NC-ND)

M.O.R.E. Money Mondays: Inflation Nation

In this episode of Finance Fitness & Finesse, JaeVic delves into the complexities of inflation and practical strategies to protect your finances from rising prices. Learn about inflation’s causes, impacts, and how central banks and government policies influence these phenomena. Additionally, JaeVic introduces the concept of Money Dysmorphia, explaining its effects on mental health and offering tips for managing financial stress. Tune in for insights on understanding inflation, safeguarding your money, and addressing financial anxieties.
 
Resources:
Inflation explained: Everything to know in 3 minutes or less.
The Current Inflation Rate is 3.3%. Here’s Why It Matters
Inflation: Investopedia
How To Hedge Against Inflation: Forbes
CNBC: Living Instability Among Young Adults.
Consumer Price Index (CPI): What It Is and How It's Used: Investopedia.
Money Dysmorphia
Find a Financial Therapist
Social Media/Contact:
F^3 Website
Instagram/Facebook: @financefitnessfinesse; @jaelynvickery
Email: financefitnessfinesse@gmail.com
Call in & leave me a voicemail or ask a question!872.216.6020
Audio:
Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)
Fashion House - Short Version by Scott Holmes Music; (Free Music Archive); license type (CC BY-NC)
Medical & Science by TimTaj;  (Free Music Archive); license type (CC BY-NC-ND)

Savvy Sunday Scholar: What Gets in the Way, Money & Relationships Pt. 1

In part 1 of this episode of Finance, Fitness & Finesse, JaeVic sits down with Savvy Sunday Scholar, Chaazè Roberts, founder of CPR Counseling and a licensed marriage and family therapist. With degrees from Northwestern University and the University of Illinois, Chaazè brings a wealth of expertise in dealing with various family and relationship issues. Join us as we explore the impact of financial strain on family dynamics, discussing how financial stress can affect couples and parent-child relationships, and learning practical strategies for managing these pressures. Tune in for valuable advice on navigating financial challenges and maintaining healthy family relationships.
Timestamps:
3:00 - Educational Background/Relationship w/Money in Young Adulthood 
6:30 -  CPR Counseling/Starting a Business
13:15 - Transactional Relationships + Self Awareness
23:00 - Money Strategies in Relationships
 
Resources:
Get in touch with the Savvy Scholar: Chazzè Roberts
Instagram: @chaaze.cpr
 
Social Media:
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
GROOOVY TRAP by Caslo; Free Music Archive, (CC BY-NC-ND)

Fitness Finesse Fridays: Money Moods

In this episode of Fitness Finesse Fridays, JaeVic dives into the intriguing relationship between our emotions and our financial decisions. Discover how stress, anxiety, happiness, and excitement can influence spending habits, investment choices, and debt management. Learn the importance of emotional intelligence and emotional maturity in making thoughtful financial decisions, avoiding impulse buys, and maintaining healthy financial goals. JaeVic shares practical techniques to build emotional skills, including stress management, active listening, and grounding techniques. Tune in to understand how embracing emotional wealth can lead to a more balanced and prosperous life. Don’t forget to subscribe, rate, and review, and join us next time for more insights on holistic well-being.
 
“With each breath I am a new me.”― Buddha
 
Resources
5 Senses Grounding Technique
30 Grounding Techniques to Quiet Distressing Thoughts: Healthline
Emotional Intelligence Test: Global Leadership Foundation
Emotional Maturity: Article
 
Social Media:
https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
 
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
Easy Motivational Fitness by TimTaj, Free Music Archive, (CC BY-NC-ND)
Do Right by Makaih Beats, Free Music Archive, (CC BY-NC-ND)

MORE Money Mondays: Budgeting Brilliance

In this episode of "Finance Fitness & Finesse," JaeVic breaks down the essentials of budgeting brilliance to help listeners take control of their financial wellness. The episode includes a visualization exercise, key concepts like net worth and assets are explained, followed by addressing common misconceptions about budgeting. JaeVic introduces the Zero-Based Budgeting method and emphasizes the importance of an emergency fund. This episode discusses the journey of shifting from a scarcity to an abundance mindset, while encouraging listeners to take action and seek help when needed.
Resources:
Zero Based Budgeting
Using AI to Create a Budget
Top Budgeting Apps: Forbes
Networth, Assets, & How to Calculate: Investopedia
Social Media/Contact:
F^3 Website
Instagram/Facebook: @financefitnessfinesse; @jaelynvickery
Email: financefitnessfinesse@gmail.com
Audio:
Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)
Fashion House - Short Version by Scott Holmes Music; (Free Music Archive); license type (CC BY-NC)
Hip Hop Funk Loop by JsoundLAB; (Free Music Archive); license type (CC BY-NC)

Savvy Sunday Scholar: The Tax Game w/Darion Wiggs, CPA

In this episode of Finance Fitness & Finesse, JaeVic kicks off Savvy Scholar Sundays with Darion Wiggs, a 27-year-old entrepreneur and founder of Wiggs CPA Tax and Accounting. Darion shares his journey of building a six-figure business in seven months, his passion for helping small businesses, and his commitment to expanding financial literacy in underserved communities. Tune in as they discuss the tax game, credible resources, and how to use education to your advantage. For more insights and tips from Darion, check out his Linktree and website. Don't forget to subscribe, rate, and leave a review!
Timestamps:
6:00 - Communication as a person vs entrepreneur. 
11:20 -  Starting a business.
14:57 - Self regulation as an entrepreneur & Using your education to your advantage.
20:40 - Wiggs CPA breakdown, The tax game, & Credible resources.
26:00 - Auditing & Organization w/tracking personal and business expenses.
32:08 - Reducing Taxable Income + Estimated Taxes 
35:00 - How the tax code favors businesses & investors vs. W2 employees. 
40:00 - You’re gonna interact with money whether you like it or not.
44:00 - the new American dream, investing in yourself.
Resources:
Get in touch with the Savvy Scholar: Darion Wiggs
Linktree: https://linktr.ee/wiggscpa
Website: https://www.wiggscpa.com/
Instagram: @wiggscpa
Darion’s Book Recommendations
Getting started in personal finance: Rich Dad Poor Dad
For entrepreneurs: Profit First
Social Media:
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
GROOOVY TRAP by Caslo; Free Music Archive, (CC BY-NC-ND)