Finance Fitness Finesse

MORE Money Mondays: Budgeting Brilliance

In this episode of "Finance Fitness & Finesse," JaeVic breaks down the essentials of budgeting brilliance to help listeners take control of their financial wellness. The episode includes a visualization exercise, key concepts like net worth and assets are explained, followed by addressing common misconceptions about budgeting. JaeVic introduces the Zero-Based Budgeting method and emphasizes the importance of an emergency fund. This episode discusses the journey of shifting from a scarcity to an abundance mindset, while encouraging listeners to take action and seek help when needed.
Resources:
Zero Based Budgeting
Using AI to Create a Budget
Top Budgeting Apps: Forbes
Networth, Assets, & How to Calculate: Investopedia
Social Media/Contact:
F^3 Website
Instagram/Facebook: @financefitnessfinesse; @jaelynvickery
Email: financefitnessfinesse@gmail.com
Audio:
Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)
Fashion House - Short Version by Scott Holmes Music; (Free Music Archive); license type (CC BY-NC)
Hip Hop Funk Loop by JsoundLAB; (Free Music Archive); license type (CC BY-NC)

Savvy Sunday Scholar: The Tax Game w/Darion Wiggs, CPA

In this episode of Finance Fitness & Finesse, JaeVic kicks off Savvy Scholar Sundays with Darion Wiggs, a 27-year-old entrepreneur and founder of Wiggs CPA Tax and Accounting. Darion shares his journey of building a six-figure business in seven months, his passion for helping small businesses, and his commitment to expanding financial literacy in underserved communities. Tune in as they discuss the tax game, credible resources, and how to use education to your advantage. For more insights and tips from Darion, check out his Linktree and website. Don't forget to subscribe, rate, and leave a review!
Timestamps:
6:00 - Communication as a person vs entrepreneur. 
11:20 -  Starting a business.
14:57 - Self regulation as an entrepreneur & Using your education to your advantage.
20:40 - Wiggs CPA breakdown, The tax game, & Credible resources.
26:00 - Auditing & Organization w/tracking personal and business expenses.
32:08 - Reducing Taxable Income + Estimated Taxes 
35:00 - How the tax code favors businesses & investors vs. W2 employees. 
40:00 - You’re gonna interact with money whether you like it or not.
44:00 - the new American dream, investing in yourself.
Resources:
Get in touch with the Savvy Scholar: Darion Wiggs
Linktree: https://linktr.ee/wiggscpa
Website: https://www.wiggscpa.com/
Instagram: @wiggscpa
Darion’s Book Recommendations
Getting started in personal finance: Rich Dad Poor Dad
For entrepreneurs: Profit First
Social Media:
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
GROOOVY TRAP by Caslo; Free Music Archive, (CC BY-NC-ND)

Fitness Finesse Fridays: Overthinking Doesn't Exist

In this episode of F^3, we explore how financial wellness impacts our other dimensions of well-being. Today, we challenge the concept of "overthinking" and its negative connotations. We'll uncover why this stigma is not only invalidating but fundamentally false, and how embracing deep thought can empower your financial decisions. Join us as we reframe overthinking, provide strategies to harness your brain's natural functions, and use critical thinking to navigate financial challenges. Elevate your mind, trust your abilities, and finesse your way to holistic wellness.
 
~ “Overthinking is not a disease; it is due to the underuse of your creative power.”― Amit Ray ~
Resources:
Why Should I Bullet Journal?.
Money Mindset Journal Prompts
The Science of Thinking About Yourself: Article
The Power of Thought: Article
Book of the Episode: The Psychology of Money
Social Media:
https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse  
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
Easy Motivational Fitness by TimTaj, Free Music Archive, (CC BY-NC-ND)
Do Right by Makaih Beats, Free Music Archive, (CC BY-NC-ND)

MORE Money Mondays: High Yield Savings Accounts (HYSAs)

In this episode of F^3, JaeVic reveals that investing isn't only about stocks, highlighting High Yield Savings Accounts (HYSAs) as a smart, low-risk way to grow wealth. Listeners learn about the advantages of HYSAs, which offer higher interest rates than traditional savings accounts, and the importance of choosing FDIC-insured online banks. The episode explains key concepts like APY and the benefits of compound interest.
Resources:
APY Explained: Investopedia
HYSA Explained: Investopedia
Top HYSA Bank Updates Daily & Potential Earnings Calculator: Fortune 
Social Media:
https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Audio:
Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)
Fashion House - Short Version by Scott Holmes Music; (Free Music Archive); license type (CC BY-NC)
Hip Hop Funk Loop by JsoundLAB; (Free Music Archive); license type (CC BY-NC)

You're Not Woke, You're Broke

In this introductory episode of F^3, we're giving you a sneak peek of what's in store for the show. We'll break down money basics and provide practical tips for taking charge of your finances and boosting your overall well-being. F^3 will show you exactly why if you're not financially woke, you're broke.
https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse