Finance Fitness Finesse

Making Money Human w/Nathan Astle, MFT, CFT-I Part 1

In this two part F^3 episode, JaeVic sits down with Savvy Scholar, Nathan Astle, MFT, CFT-I, founder of the Financial Therapy Clinical Institute, to explore how our emotions, money histories, and relationships shape our financial behaviors. Nathan shares his own transformative money experience and explains the key concepts behind financial therapy, highlighting how it differs from traditional financial counseling. We discuss the impact of money traumas, practical steps to manage financial anxiety, and the importance of a shame-free approach to money. Learn how his team integrates therapy, counseling, and planning to help people improve their relationship with money.
 
Get in touch with the Savvy Scholar: Nathan Astle, CFT-I, MFT
Website: https://www.financialtherapyclinicalinstitute.com/
Facebook/Instagram: @financialtherapyci
LinkedIn
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
GROOOVY TRAP by Caslo; Free Music Archive, (CC BY-NC-ND)

Season 2 Trailer: You're Not Woke, You're Broke

Season 2 of Finance, Fitness, & Finesse is all about building wealth with wellness. Host Jaelyn Vickery (JaeVic) tackles the challenges young adults face when navigating life beyond the school bubble, from managing money on a limited income to overcoming imposter syndrome and burnout. With expert guests and actionable tips, you’ll learn how to elevate both your wealth and wellness, invest in yourself, and build the life you want—without sacrificing your mental health or peace of mind. Get ready to level up in every dimension of your life! #You'reNotWokeYou'reBroke
 
Social Media:
Connect with JaeVic!
F^3 Website & Episode List: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
Easy Motivational Fitness by TimTaj, Free Music Archive, (CC BY-NC-ND)

Season 1 Wrap Up

In this episode, JaeVic wraps up Season 1 of Finance, Fitness, & Finesse and announces a short break to prepare for an even better Season 2. With fall approaching, the show will focus on leveling up your understanding of investing—not just in the stock market, but in yourself. JaeVic is refining the podcast to be more engaging and efficient, and listener feedback is crucial in shaping the future of the show. A link to a Google form is provided in the show notes for Finessers to share their thoughts. Stay tuned on social media @financefitnessfinesse for updates, and get ready for an exciting Season 2!
Anonymous Season 1 Feedback Survey (8 brief questions)

Savvy Sunday Scholar: Eating Disorders & Money Pt. 2

Welcome to part two of exploring something we use every day and can’t live without: food and money. LCSW and certified eating disorder specialist supervisor Kaitlyn Cornell, the founder of KC Counseling Eating Disorder Clinic, is here to discuss the impact of eating disorders on financial strain and vice versa. In this two-part episode, Kaitlyn shares her journey and motivations behind founding KC Counseling in 2019. She discusses how her clinic's innovative approaches—rooted in Health at Every Size, Intuitive Eating, and Anti-Diet models—set it apart from traditional methods. We explore the financial impact on individuals, families, and healthcare systems, drawing parallels between financial stress and the development of eating disorders. 
 
Resources:
A Review of Binge Eating Disorder in Black Women: Treatment Recommendations and Implications for Healthcare Providers.
How Insurance Companies Set Health Premiums
Food for Thought Pyramid: The Real Causes of Poor Health
What Happens to Your Body When You Yo-Yo Diet
Money Dysmorphia Traps Millennials and Gen Zers
Financial Anorexia
10 Principles of Intuitive Eating
Health at Every Size Principles
 
Get in touch with the Savvy Scholar: Kaitlyn Cornell
Website: https://www.kccounselingllc.com/
Facebook/Instagram: @kccounselingllc
LinkedIn
 
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
GROOOVY TRAP by Caslo; Free Music Archive, (CC BY-NC-ND)

Fitness Finesse Fridays: Health Doesn't Care

In this episode of Fitness Finesse Fridays, JaeVic tackles the confusing and costly U.S. healthcare system, sharing personal struggles with unexpected medical bills and lack of transparency. Highlighting alarming statistics and real-life examples, including the tragic story of Alec Smith, the episode critiques the system’s profit-driven approach and compares it to global standards. JaeVic offers practical advice on handling medical bills and navigating insurance codes, urging listeners to turn their frustration into action for meaningful change.
Resources
 
Impacts of Medical Debt: National Survey
The World’s Costliest Health Care: Harvard Magazine
Learn About Insurance Codes to Avoid Billing Errors
Alec’s Law helps 465 Minnesotans access Affordable Insulin
U.S. Health Care from a Global Perspective, 2022: Accelerating Spending, Worsening Outcomes
Are Financial Payments from the Pharmaceutical Industry Associated with Physician Prescribing? A Systematic Review
 
Social Media:
F^3 Website
Insta/Facebook: @financefitnessfinesse 
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
Easy Motivational Fitness by TimTaj, Free Music Archive, (CC BY-NC-ND)
Do Right by Makaih Beats, Free Music Archive, (CC BY-NC-ND)

M.O.R.E Money Mondays: Gimme Some Credit

In this episode of More Money Mondays, JaeVic guides us into the world of credit, exploring its history, the role of credit cards in our economy, and practical advice on choosing the right card. JaeVic covers the confusing but essential topics like credit scores, utilization ratios, and the difference between APR and APY. Listeners will learn about the importance of paying off balances in full, avoiding the minimum payment trap, and options like secured and student credit cards for building credit. JaeVic also addresses the consequences of not managing credit wisely while emphasizing that with the right approach, credit can be a powerful financial tool.
Resources
You’re Such a Loaner 
Listen on Apple Podcasts
Listen on Spotify
Surviving Debt: National Consumer Law Center
Credit Card: What It Is, How It Works, and How to Get One: Investopedia
How To Use A Credit Card: Best Practices Explained: Forbes
Starter Credit Cards: CreditKarma
Social Media:
Connect with JaeVic!
F^3 Website & Episode List: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Audio:
Money Roll by Mr Smith; (Free Music Archive); license type (CC BY)
Fashion House - Short Version by Scott Holmes Music; (Free Music Archive); license type (CC BY-NC)
Hip Hop Funk Loop by JsoundLAB; (Free Music Archive); license type (CC BY-NC)
Terms
Credit Score: A numerical expression based on an analysis of your credit files, representing your creditworthiness.
Credit Report: A detailed report of your credit history prepared by a credit bureau.
APR (Annual Percentage Rate): The annual rate charged for borrowing or earned through an investment, expressed as a percentage.
Credit Limit: The maximum amount of credit that a financial institution extends to a client.
Credit Utilization Ratio: The ratio of your credit card balances to credit limits, expressed as a percentage.
Hard Inquiry: A credit report check that occurs when a financial institution checks your credit for a lending decision.
Soft Inquiry: A credit report check that does not affect your credit score, often done by you or a potential employer.
Secured Credit Card: A type of credit card that is backed by a cash deposit from the cardholder.
Unsecured Credit Card: A credit card that doesn’t require a security deposit and is based on the cardholder’s creditworthiness.
Credit History: A record of a borrower’s responsible repayment of debts.
Debt-to-Income Ratio (DTI): A measure of your monthly debt payments compared to your monthly gross income.
Grace Period: The time during which you can pay your credit card bill without paying interest.

Savvy Sunday Scholar: Eating Disorders & Money Pt. 1

Welcome to part one of exploring something we use every day and can’t live without: food and money. LCSW and certified eating disorder specialist supervisor Kaitlyn Cornell, the founder of KC Counseling Eating Disorder Clinic, is here to discuss the impact of eating disorders on financial strain and vice versa. In this two-part episode, Kaitlyn shares her journey and motivations behind founding KC Counseling in 2019. She discusses how her clinic's innovative approaches—rooted in Health at Every Size, Intuitive Eating, and Anti-Diet models—set it apart from traditional methods. We explore the financial impact on individuals, families, and healthcare systems, drawing parallels between financial stress and the development of eating disorders. Stay tuned for part two, where we dive deeper into the financial dimensions and long-term impacts of eating disorders.
 
Resources:
Food for Thought Pyramid: The Real Causes of Poor Health
What Happens to Your Body When You Yo-Yo Diet
Money Dysmorphia Traps Millennials and Gen Zers
Financial Anorexia
10 Principles of Intuitive Eating
Health at Every Size Principles
 
Get in touch with the Savvy Scholar: Kaitlyn Cornell
Website: https://www.kccounselingllc.com/
Facebook/Instagram: @kccounselingllc
LinkedIn
Social Media:
Connect with JaeVic!
F^3 Website: https://financefitnessfinesse.podbean.com/
Insta/Facebook: @financefitnessfinesse 
Music:
Fashion House - Short Version by Scott Holmes Music; Free Music Archive (CC BY-NC)
Honey by Serge Quadrado; Free Music Archive (CC BY-NC)
GROOOVY TRAP by Caslo; Free Music Archive, (CC BY-NC-ND)

Fitness Finesse Fridays: Health is Wealth

In this Fitness Finesse Fridays episode, JaeVic explores the critical connection between financial wellness and physical health. Discover how financial stress can lead to serious health issues such as chronic conditions and mental health struggles, creating a vicious cycle of stress and poor health. JaeVic also highlights the impact of financial instability on access to nutritious food and healthcare, and emphasizes that true wealth is about balancing financial success with physical well-being. Tune in to learn more about why health is wealth.
 
Social Media:
F^3 Website
Insta/Facebook: @financefitnessfinesse 
Resources:
How Can Financial Wellness Affect Your Health?
Your Health Is Your Wealth: How Your Physical Health And Business Health Are Linked: Forbes
Alleviating Financial Strain to Reduce Suicide Risk
The problem with Medicaid ‘unwinding’: Harvard
Therapists Who Don't Accept Insurance
Cost-Related Insulin Rationing in US Adults Younger Than 65 Years With Diabetes.
What are food deserts, and how do they impact health?
Income Inequality & Financial Hardship: Princeton
Suicide & Crisis Lifeline
Book of the Episode:
The Body Keeps the Score
Audio:
Fashion House - Short Version by Scott Holmes Music, Free Music Archive, (CC BY-NC)
Easy Motivational Fitness by TimTaj, Free Music Archive, (CC BY-NC-ND)
Do Right by Makaih Beats, Free Music Archive, (CC BY-NC-ND)